This Plan has been specially designed to make provision for maintenance of handicapped dependants. Under the Jeevan Aadhar plan, an individual or member of a Hindu undivided Family can take an assurance on his/her own life to provide for payment of a lump sum and an annuity to the handicapped dependant. 

The payment will be made to the nominee under the policy, who will be either the handicapped dependant or any other person or a trust, all for the benefit of the handicapped dependant.  

Under the Jeevan Aadhar plan, Guarantee Additions at the rate of 10 percent of the basic Sum Assured per each completed policy year will be payable on the death of life assured.

Such additions will be paid until the policy anniversary on which the life assured turns 65 years old.

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