Private Car & Taxies

Loading/ Discount positions on Own Damage Premium at expiry of the policy	% Loading/ Discount on Own Damage Premium to be applied on renewal
	If claim is made during expiring Policy Year	If no claim is made during expiring Policy Year
With 50% Loading	Continue 50% Loading	Charge 30% Loading
With 30% Loading	Charge 50% Loading	Charge 10% Loading
With 10% Loading	Charge 30% Loading	No Loading/ Discount
No Loading/ Discount	Charge 10% Loading	Allow 20% Discount
With 20% Loading	Reduce discount to 20%	Increase Discount to 35%
With 35% Loading	Reduce discount to 20%	Increase Discount to 50%
With 50% Loading	Reduce discount to 35%	Increase Discount to 65%
With 65% Loading	Reduce discount to 50%	Continue 65% Discount

Motor Cycle/ Scooter & Commercial Vehicles
(Other than Taxies)

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